:root {
  --ink: #18231c;
  --ink-soft: #4d5a51;
  --forest: #173f2b;
  --forest-dark: #102d20;
  --mint: #dff5e5;
  --lime: #b9ef79;
  --sun: #f4c85b;
  --cream: #f7f3e9;
  --paper: #fffdf8;
  --white: #ffffff;
  --line: #d8ded7;
  --line-dark: rgba(255, 255, 255, 0.2);
  --danger: #a23b35;
  --shadow: 0 24px 70px rgba(24, 35, 28, 0.12);
  --radius-lg: 28px;
  --radius-md: 18px;
  --radius-sm: 10px;
  --shell: 1180px;
}

* { box-sizing: border-box; }

html { scroll-behavior: smooth; }

body {
  margin: 0;
  color: var(--ink);
  background: var(--paper);
  font-family: Inter, ui-sans-serif, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  font-size: 16px;
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}

a { color: inherit; }

button,
input,
select { font: inherit; }

button,
a { -webkit-tap-highlight-color: transparent; }

.shell {
  width: min(calc(100% - 40px), var(--shell));
  margin-inline: auto;
}

.skip-link {
  position: fixed;
  top: 10px;
  left: 10px;
  z-index: 100;
  padding: 10px 14px;
  color: var(--white);
  background: var(--forest-dark);
  border-radius: 8px;
  transform: translateY(-160%);
}

.skip-link:focus { transform: translateY(0); }

.disclosure-bar {
  color: #e8f4ea;
  background: var(--forest-dark);
  font-size: 0.78rem;
}

.disclosure-inner {
  min-height: 38px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
}

.disclosure-inner a {
  color: var(--lime);
  font-weight: 700;
  text-underline-offset: 3px;
}

.site-header {
  min-height: 88px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 30px;
}

.brand {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  color: var(--ink);
  text-decoration: none;
}

.brand-mark {
  width: 42px;
  height: 42px;
  display: grid;
  place-items: center;
  flex: 0 0 auto;
  color: var(--forest-dark);
  background: var(--lime);
  border: 2px solid var(--forest-dark);
  border-radius: 50% 50% 50% 12px;
  font-family: Georgia, "Times New Roman", serif;
  font-size: 1.5rem;
  font-weight: 800;
  line-height: 1;
  box-shadow: 3px 3px 0 var(--forest-dark);
}

.brand > span:last-child { display: grid; line-height: 1.15; }
.brand strong { font-size: 1rem; letter-spacing: -0.02em; }
.brand small { margin-top: 4px; color: var(--ink-soft); font-size: 0.68rem; font-weight: 600; }

.site-header nav {
  display: flex;
  align-items: center;
  gap: 28px;
}

.site-header nav a {
  color: var(--ink-soft);
  font-size: 0.86rem;
  font-weight: 700;
  text-decoration: none;
}

.site-header nav a:hover { color: var(--forest); }

.site-header nav .nav-cta {
  padding: 10px 17px;
  color: var(--white);
  background: var(--forest);
  border-radius: 999px;
}

.hero {
  min-height: 650px;
  display: grid;
  grid-template-columns: minmax(0, 1.2fr) minmax(340px, 0.72fr);
  align-items: center;
  gap: clamp(50px, 8vw, 110px);
  padding-block: 72px 96px;
  position: relative;
}

.hero::before {
  content: "";
  position: absolute;
  z-index: -1;
  top: 40px;
  right: 29%;
  width: 170px;
  height: 170px;
  background-image: radial-gradient(var(--sun) 1.5px, transparent 1.5px);
  background-size: 16px 16px;
  opacity: 0.55;
  mask-image: linear-gradient(to bottom, #000, transparent);
}

.eyebrow {
  margin: 0 0 16px;
  color: var(--forest);
  font-size: 0.72rem;
  font-weight: 800;
  letter-spacing: 0.11em;
  line-height: 1.3;
  text-transform: uppercase;
}

.eyebrow span {
  width: 18px;
  height: 2px;
  display: inline-block;
  margin: 0 7px 3px 0;
  background: var(--sun);
}

.hero h1,
.section-heading h2,
.evidence-section h2,
.commercial-card h2,
.article-hero h1 {
  margin: 0;
  font-family: Georgia, "Times New Roman", serif;
  font-weight: 500;
  letter-spacing: -0.045em;
  line-height: 0.99;
}

.hero h1 { max-width: 760px; font-size: clamp(3.15rem, 6.4vw, 5.85rem); }
.hero h1 em { color: var(--forest); font-weight: 500; text-decoration: underline; text-decoration-color: var(--sun); text-decoration-thickness: 7px; text-underline-offset: 5px; }

.hero-lede {
  max-width: 680px;
  margin: 28px 0 0;
  color: var(--ink-soft);
  font-size: clamp(1.02rem, 1.5vw, 1.18rem);
  line-height: 1.7;
}

.hero-actions {
  display: flex;
  align-items: center;
  flex-wrap: wrap;
  gap: 24px;
  margin-top: 34px;
}

.button {
  min-height: 50px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 12px;
  padding: 13px 20px;
  border: 0;
  border-radius: 999px;
  cursor: pointer;
  font-weight: 800;
  line-height: 1.2;
  text-decoration: none;
  transition: transform 160ms ease, box-shadow 160ms ease, background 160ms ease;
}

.button:hover { transform: translateY(-2px); }
.button:focus-visible, .text-link:focus-visible, a:focus-visible { outline: 3px solid var(--sun); outline-offset: 3px; }

.button-primary {
  color: var(--forest-dark);
  background: var(--lime);
  border: 2px solid var(--forest-dark);
  box-shadow: 4px 4px 0 var(--forest-dark);
}

.button-primary:hover { box-shadow: 2px 2px 0 var(--forest-dark); }

.button-dark { color: var(--white); background: var(--forest-dark); }
.button-dark:hover { background: var(--forest); }
.button-light { color: var(--forest-dark); background: var(--lime); }
.button-full { width: 100%; }

.text-link {
  color: var(--forest);
  font-size: 0.9rem;
  font-weight: 800;
  text-underline-offset: 5px;
  text-decoration-thickness: 2px;
}

.trust-list {
  display: flex;
  flex-wrap: wrap;
  gap: 12px 22px;
  margin: 31px 0 0;
  padding: 0;
  color: var(--ink-soft);
  font-size: 0.78rem;
  font-weight: 700;
  list-style: none;
}

.trust-list span {
  width: 18px;
  height: 18px;
  display: inline-grid;
  place-items: center;
  margin-right: 5px;
  color: var(--forest-dark);
  background: var(--mint);
  border-radius: 50%;
  font-size: 0.7rem;
}

.hero-card {
  padding: 30px;
  background: var(--cream);
  border: 1px solid #d9d4c7;
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow);
  transform: rotate(1.2deg);
}

.card-kicker {
  margin-bottom: 22px;
  color: var(--ink-soft);
  font-size: 0.72rem;
  font-weight: 800;
  letter-spacing: 0.09em;
  text-transform: uppercase;
}

.timeline-row {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  padding: 17px 18px;
  margin-top: 10px;
  background: rgba(255, 255, 255, 0.62);
  border: 1px solid #dfdbd1;
  border-radius: 14px;
}

.timeline-row.is-live { border-left: 5px solid var(--forest); }
.timeline-row.is-next { background: var(--mint); border-color: #acd7b7; transform: translateX(8px); }
.timeline-row > div { display: grid; }
.timeline-date { font-weight: 900; }
.timeline-row small { color: var(--ink-soft); font-size: 0.68rem; }
.timeline-row strong { color: var(--forest); font-size: 1.35rem; letter-spacing: -0.04em; }

.hero-card-note { margin: 20px 0; color: var(--ink-soft); font-size: 0.78rem; line-height: 1.55; }
.hero-card > a { color: var(--forest); font-size: 0.8rem; font-weight: 900; text-underline-offset: 4px; }

.signal-strip { color: var(--white); background: var(--forest-dark); }
.signal-grid { min-height: 132px; display: grid; grid-template-columns: repeat(3, 1fr); align-items: center; }
.signal-grid > div { min-height: 64px; display: flex; align-items: center; gap: 15px; padding: 0 34px; border-right: 1px solid var(--line-dark); }
.signal-grid > div:first-child { padding-left: 0; }
.signal-grid > div:last-child { padding-right: 0; border-right: 0; }
.signal-grid strong { flex: 0 0 auto; color: var(--lime); font-family: Georgia, "Times New Roman", serif; font-size: 1.9rem; font-weight: 500; line-height: 1; }
.signal-grid span { color: #cdd9d0; font-size: 0.78rem; line-height: 1.4; }

.tool-section { padding-block: 112px; scroll-margin-top: 20px; }
.section-heading { display: grid; grid-template-columns: 1.25fr 0.75fr; align-items: end; gap: 70px; margin-bottom: 48px; }
.section-heading h2, .commercial-card h2 { font-size: clamp(2.5rem, 4vw, 4.1rem); }
.section-heading > p { margin: 0; color: var(--ink-soft); font-size: 0.92rem; }

.tool-layout { display: grid; grid-template-columns: minmax(0, 1.05fr) minmax(350px, 0.75fr); align-items: start; gap: 30px; }
.tool-layout.reverse { grid-template-columns: minmax(0, 0.92fr) minmax(0, 1.08fr); }
.tool-layout.reverse .route-form { order: 2; }

.tool-card,
.result-card {
  padding: clamp(24px, 4vw, 42px);
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius-lg);
}

.tool-card { box-shadow: 0 14px 50px rgba(24, 35, 28, 0.07); }
.result-card { position: sticky; top: 24px; background: var(--cream); border-color: #ddd7c9; }
.result-card.empty-state { min-height: 385px; display: flex; flex-direction: column; justify-content: center; }

.result-placeholder > span {
  width: 52px;
  height: 52px;
  display: grid;
  place-items: center;
  margin-bottom: 24px;
  color: var(--forest);
  background: var(--mint);
  border-radius: 50%;
  font-family: Georgia, serif;
  font-size: 1.7rem;
}

.result-placeholder > div { width: 85%; height: 9px; margin-top: 9px; background: #ded9cc; border-radius: 10px; }
.result-placeholder > div:nth-child(3) { width: 62%; }
.result-placeholder > div:nth-child(4) { width: 73%; }
.result-card h3 { margin: 26px 0 8px; font-family: Georgia, "Times New Roman", serif; font-size: 1.65rem; font-weight: 500; letter-spacing: -0.03em; line-height: 1.15; }
.result-card > p { margin: 0; color: var(--ink-soft); font-size: 0.88rem; }

.form-step { display: grid; grid-template-columns: 32px minmax(0, 1fr); gap: 15px; padding-bottom: 30px; margin-bottom: 30px; border-bottom: 1px solid var(--line); }
.step-number { width: 30px; height: 30px; display: grid; place-items: center; color: var(--forest); background: var(--mint); border-radius: 50%; font-size: 0.76rem; font-weight: 900; }
fieldset { min-width: 0; margin: 0; padding: 0; border: 0; }
legend { width: 100%; margin: 0 0 7px; font-size: 1rem; font-weight: 900; line-height: 1.4; }
.field-help { margin: 0 0 18px; color: var(--ink-soft); font-size: 0.76rem; line-height: 1.5; }

.choice-grid { display: grid; gap: 10px; }
.choice-grid-two { grid-template-columns: repeat(2, minmax(0, 1fr)); }
.choice-card { min-width: 0; cursor: pointer; }
.choice-card input { position: absolute; opacity: 0; pointer-events: none; }
.choice-card > span {
  height: 100%;
  min-height: 77px;
  display: flex;
  flex-direction: column;
  justify-content: center;
  padding: 14px 15px;
  background: var(--paper);
  border: 1px solid var(--line);
  border-radius: 13px;
  transition: border-color 150ms ease, box-shadow 150ms ease, background 150ms ease;
}
.choice-card strong { font-size: 0.82rem; }
.choice-card small { display: block; margin-top: 3px; color: var(--ink-soft); font-size: 0.67rem; line-height: 1.35; }
.choice-card input:checked + span { background: var(--mint); border-color: var(--forest); box-shadow: inset 0 0 0 1px var(--forest); }
.choice-card input:focus-visible + span { outline: 3px solid var(--sun); outline-offset: 2px; }
.choice-grid.compact .choice-card > span { min-height: 70px; }

.inline-choices { display: flex; flex-wrap: wrap; gap: 9px; }
.inline-choices label { padding: 9px 13px; background: var(--paper); border: 1px solid var(--line); border-radius: 999px; cursor: pointer; font-size: 0.76rem; font-weight: 800; }
.inline-choices label:has(input:checked) { color: var(--forest); background: var(--mint); border-color: var(--forest); }
.inline-choices input { margin: 0 5px 0 0; accent-color: var(--forest); }
.safeguard-question { padding: 16px 0; border-top: 1px solid var(--line); }
.safeguard-question:first-of-type { padding-top: 0; border-top: 0; }
.safeguard-question > strong { display: block; margin-bottom: 6px; font-size: 0.86rem; line-height: 1.45; }
.safeguard-question .field-help { margin-bottom: 11px; }
.safeguard-question .field-help a { color: var(--forest); font-weight: 800; text-decoration: underline; text-underline-offset: 2px; }

.year-block { padding: 18px; margin-top: 12px; background: var(--paper); border: 1px solid var(--line); border-radius: 14px; }
.year-block.is-emphasis { border-color: #9cc5a7; box-shadow: inset 4px 0 0 var(--forest); }
.year-heading { display: flex; justify-content: space-between; gap: 20px; margin-bottom: 13px; }
.year-heading strong { font-size: 0.79rem; }
.year-heading span, .future-year summary span { color: var(--ink-soft); font-size: 0.67rem; font-weight: 700; }
.money-grid { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 10px; }
.money-grid:has(.money-field:only-child) { grid-template-columns: 1fr; }
.money-field { display: grid; gap: 6px; min-width: 0; color: var(--ink-soft); font-size: 0.68rem; font-weight: 700; }
.money-input { min-width: 0; display: flex; align-items: center; overflow: hidden; background: var(--white); border: 1px solid var(--line); border-radius: 9px; }
.money-input:focus-within { border-color: var(--forest); box-shadow: 0 0 0 3px rgba(23, 63, 43, 0.11); }
.money-input b { padding-left: 11px; color: var(--ink-soft); }
.money-input input { width: 100%; min-width: 0; padding: 9px 10px 9px 5px; background: transparent; border: 0; outline: 0; font-size: 0.84rem; font-weight: 800; }
.is-hidden { display: none !important; }

.future-year { margin-top: 12px; }
.future-year summary { display: flex; justify-content: space-between; gap: 20px; padding: 12px 14px; color: var(--forest); background: var(--mint); border-radius: 10px; cursor: pointer; font-size: 0.76rem; font-weight: 900; }
.future-year .year-block { margin-top: 8px; }

.form-error { min-height: 20px; margin: 0 0 12px; color: var(--danger); font-size: 0.75rem; font-weight: 800; }
.microcopy { margin: 13px 0 0; color: var(--ink-soft); font-size: 0.65rem; text-align: center; }

.result-card.has-result { background: var(--forest-dark); border-color: var(--forest-dark); color: var(--white); }
.result-card.has-result > p { color: #d4dfd7; }
.result-label { display: inline-flex; align-items: center; gap: 7px; padding: 6px 10px; color: var(--forest-dark); background: var(--lime); border-radius: 999px; font-size: 0.66rem; font-weight: 900; letter-spacing: 0.05em; text-transform: uppercase; }
.result-date { display: block; margin: 20px 0 8px; color: var(--white); font-family: Georgia, serif; font-size: clamp(2.15rem, 4vw, 3.3rem); font-weight: 500; letter-spacing: -0.05em; line-height: 1; }
.result-reason { margin: 0 0 24px !important; color: #d4dfd7 !important; }
.result-math { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1px; overflow: hidden; margin: 22px 0; background: rgba(255, 255, 255, 0.17); border: 1px solid rgba(255, 255, 255, 0.17); border-radius: 12px; }
.result-math div { padding: 13px 10px; background: #193a29; text-align: center; }
.result-math span { display: block; color: #aebdb2; font-size: 0.58rem; line-height: 1.3; }
.result-math strong { display: block; margin-top: 3px; color: var(--white); font-size: 0.9rem; }
.result-actions { display: grid; gap: 10px; margin-top: 25px; }
.result-actions a { min-height: 44px; display: flex; align-items: center; justify-content: space-between; gap: 15px; padding: 10px 13px; color: var(--white); background: rgba(255, 255, 255, 0.08); border: 1px solid rgba(255, 255, 255, 0.18); border-radius: 9px; font-size: 0.72rem; font-weight: 800; text-decoration: none; }
.result-actions a.primary-action { color: var(--forest-dark); background: var(--lime); border-color: var(--lime); }
.result-actions a:hover { background: rgba(255, 255, 255, 0.15); }
.result-actions a.primary-action:hover { background: #c9f39a; }
.result-caveat { margin-top: 16px !important; color: #9eb0a3 !important; font-size: 0.63rem !important; }

.route-section { background: var(--cream); }
.route-form { display: grid; gap: 30px; }
.route-form fieldset { padding-bottom: 28px; border-bottom: 1px solid var(--line); }
.route-form select { width: 100%; padding: 13px 42px 13px 14px; color: var(--ink); background: var(--paper); border: 1px solid var(--line); border-radius: 10px; outline: 0; font-size: 0.82rem; font-weight: 700; }
.route-form select:focus { border-color: var(--forest); box-shadow: 0 0 0 3px rgba(23, 63, 43, 0.11); }
.route-result { position: static; min-height: 100%; }
.route-map { display: flex; align-items: center; margin-bottom: 18px; }
.route-map span { width: 28px; height: 28px; background: var(--mint); border: 2px solid var(--forest); border-radius: 50%; }
.route-map i { width: 44px; height: 2px; background: var(--forest); }
.route-plan { display: grid; gap: 10px; margin-top: 22px; }
.route-plan-item { display: grid; grid-template-columns: 28px minmax(0, 1fr); gap: 11px; padding: 14px; background: var(--white); border: 1px solid #dcd7ca; border-radius: 12px; }
.route-plan-item > span { width: 26px; height: 26px; display: grid; place-items: center; color: var(--forest-dark); background: var(--mint); border-radius: 50%; font-size: 0.68rem; font-weight: 900; }
.route-plan-item strong { display: block; font-size: 0.79rem; }
.route-plan-item p { margin: 3px 0 0; color: var(--ink-soft); font-size: 0.68rem; line-height: 1.45; }
.route-plan-item.is-key { background: var(--mint); border-color: #9fcaaa; }
.route-note { padding: 12px 14px; margin-top: 15px !important; color: var(--ink-soft) !important; background: #efe9da; border-radius: 10px; font-size: 0.68rem !important; }
.route-links { display: flex; flex-wrap: wrap; gap: 9px; margin-top: 20px; }
.route-links a { padding: 8px 11px; color: var(--forest); background: var(--white); border: 1px solid var(--line); border-radius: 999px; font-size: 0.68rem; font-weight: 900; text-decoration: none; }

.guides-section { padding-block: 112px; }
.compact-heading { grid-template-columns: 1fr; }
.guide-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 18px; }
.guide-card { min-height: 360px; display: flex; flex-direction: column; padding: 26px; overflow: hidden; position: relative; color: var(--ink); background: var(--cream); border: 1px solid #ddd7ca; border-radius: var(--radius-md); text-decoration: none; transition: transform 180ms ease, box-shadow 180ms ease; }
.guide-card:hover { transform: translateY(-5px); box-shadow: var(--shadow); }
.guide-card.featured { color: var(--white); background: var(--forest); border-color: var(--forest); }
.guide-number { position: absolute; top: 12px; right: 19px; color: rgba(24, 35, 28, 0.09); font-family: Georgia, serif; font-size: 5.8rem; line-height: 1; }
.guide-card.featured .guide-number { color: rgba(255, 255, 255, 0.1); }
.guide-tag { align-self: flex-start; padding: 5px 9px; color: var(--forest-dark); background: var(--lime); border-radius: 999px; font-size: 0.62rem; font-weight: 900; text-transform: uppercase; }
.guide-card h3 { max-width: 300px; margin: 78px 0 12px; font-family: Georgia, serif; font-size: 1.55rem; font-weight: 500; letter-spacing: -0.035em; line-height: 1.1; }
.guide-card p { margin: 0; color: var(--ink-soft); font-size: 0.78rem; }
.guide-card.featured p { color: #cbd9cf; }
.guide-card b { margin-top: auto; font-size: 0.75rem; }

.product-section { padding-block: 105px; }
.product-section + .product-method { padding-top: 0; }
.product-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; }
.product-card { min-height: 340px; display: flex; flex-direction: column; padding: 28px; color: var(--ink); background: var(--cream); border: 1px solid #ddd7ca; border-radius: var(--radius-md); }
.product-card-growth { background: #eff8df; border-color: #c9dfa8; }
.product-card-books { color: var(--white); background: var(--forest); border-color: var(--forest); }
.product-card-tax { background: #f7eee0; border-color: #e5cfad; }
.product-card h3 { margin: 55px 0 14px; font-family: Georgia, serif; font-size: 1.65rem; font-weight: 500; letter-spacing: -0.035em; line-height: 1.08; }
.product-card p { margin: 0 0 24px; color: var(--ink-soft); font-size: 0.8rem; }
.product-card-books p { color: #cbd9cf; }
.product-card > a { margin-top: auto; color: inherit; font-size: 0.75rem; font-weight: 900; text-decoration: none; }
.product-card > a:hover { text-decoration: underline; text-underline-offset: 4px; }
.status-pill { align-self: flex-start; display: inline-flex; padding: 6px 10px; color: var(--forest-dark); background: var(--lime); border-radius: 999px; font-size: 0.61rem; font-weight: 900; letter-spacing: 0.05em; text-transform: uppercase; }
.product-method .article-toc span { color: var(--ink-soft); font-size: 0.7rem; }
.commercial-note { display: grid; justify-items: start; gap: 13px; padding: 24px; margin: 35px 0; background: var(--mint); border: 1px solid #b9dabf; border-radius: 14px; }
.commercial-note p { max-width: 630px; margin: 0; font-size: 0.82rem; }
.commercial-note .button { color: var(--white); text-decoration: none; }
.commercial-note .button:hover { color: var(--white); }

.evidence-section { padding-block: 100px; color: var(--white); background: var(--forest-dark); }
.evidence-grid { display: grid; grid-template-columns: 0.85fr 1.15fr; align-items: center; gap: 100px; }
.eyebrow.light { color: var(--lime); }
.evidence-section h2 { max-width: 500px; font-size: clamp(2.6rem, 4.5vw, 4.4rem); }
.evidence-section p:not(.eyebrow) { max-width: 520px; margin: 25px 0 30px; color: #c1cfc5; font-size: 0.9rem; }
.evidence-list { display: grid; }
.evidence-list a { display: grid; grid-template-columns: 70px minmax(0, 1fr) 22px; align-items: center; gap: 16px; padding: 21px 0; color: var(--white); border-bottom: 1px solid var(--line-dark); text-decoration: none; }
.evidence-list a:hover strong { color: var(--lime); }
.evidence-list a span { color: var(--lime); font-size: 0.62rem; font-weight: 900; letter-spacing: 0.08em; }
.evidence-list a strong { font-family: Georgia, serif; font-size: 1.1rem; font-weight: 500; transition: color 150ms ease; }
.evidence-list a i { font-style: normal; }
.checked-date { margin-top: 20px; color: #9fb1a4; font-size: 0.66rem; }
.checked-date span { margin-right: 7px; color: var(--lime); }

.commercial-section { padding-block: 100px; }
.commercial-card { display: grid; grid-template-columns: 100px minmax(0, 1fr); gap: 38px; padding: clamp(28px, 5vw, 58px); background: var(--mint); border: 1px solid #b9dabf; border-radius: var(--radius-lg); }
.commercial-icon { width: 88px; height: 88px; display: grid; place-items: center; color: var(--forest-dark); background: var(--lime); border: 2px solid var(--forest-dark); border-radius: 50% 50% 50% 18px; box-shadow: 5px 5px 0 var(--forest-dark); font-family: Georgia, serif; font-size: 2.7rem; }
.commercial-card h2 { margin-bottom: 19px; }
.commercial-card p:not(.eyebrow) { max-width: 850px; margin: 10px 0 0; color: var(--ink-soft); font-size: 0.86rem; }

.site-footer { padding-top: 70px; color: #c6d2c9; background: #0c2016; }
.footer-grid { display: grid; grid-template-columns: 1.4fr 0.7fr 0.7fr; gap: 80px; padding-bottom: 55px; }
.footer-brand { color: var(--white); }
.footer-brand small { color: #9aaca0; }
.footer-grid > div:first-child > p { max-width: 390px; margin-top: 20px; color: #9aaca0; font-size: 0.75rem; }
.footer-grid > div:not(:first-child) { display: flex; flex-direction: column; gap: 9px; }
.footer-grid > div:not(:first-child) strong { margin-bottom: 8px; color: var(--white); font-size: 0.76rem; }
.footer-grid > div:not(:first-child) a { color: #9aaca0; font-size: 0.72rem; text-decoration: none; }
.footer-grid a:hover { color: var(--lime); }
.footer-bottom { min-height: 58px; display: flex; align-items: center; justify-content: space-between; gap: 20px; color: #718578; border-top: 1px solid rgba(255, 255, 255, 0.1); font-size: 0.63rem; }

/* Article pages */
.article-header { border-bottom: 1px solid var(--line); }
.article-hero { max-width: 900px; padding-block: 90px 70px; }
.article-hero h1 { font-size: clamp(3rem, 6vw, 5.5rem); }
.article-hero .standfirst { max-width: 760px; margin: 28px 0 0; color: var(--ink-soft); font-size: 1.12rem; }
.article-meta { display: flex; flex-wrap: wrap; gap: 12px 24px; margin-top: 28px; color: var(--ink-soft); font-size: 0.72rem; font-weight: 700; }
.article-meta a { color: inherit; text-underline-offset: 2px; }
.article-layout { display: grid; grid-template-columns: 220px minmax(0, 720px); gap: 70px; justify-content: center; padding-block: 65px 110px; }
.article-toc { position: sticky; top: 24px; align-self: start; display: grid; gap: 10px; padding: 18px; background: var(--cream); border-radius: 14px; }
.article-toc strong { margin-bottom: 3px; font-size: 0.72rem; }
.article-toc a { color: var(--ink-soft); font-size: 0.7rem; text-decoration: none; }
.article-toc a:hover { color: var(--forest); }
.article-body { min-width: 0; }
.article-body h2 { margin: 58px 0 16px; font-family: Georgia, serif; font-size: 2.3rem; font-weight: 500; letter-spacing: -0.035em; line-height: 1.08; scroll-margin-top: 20px; }
.article-body h2:first-child { margin-top: 0; }
.article-body h3 { margin: 35px 0 12px; font-size: 1rem; }
.article-body p, .article-body li { color: #3f4d43; font-size: 0.94rem; }
.article-body a { color: var(--forest); font-weight: 700; text-underline-offset: 3px; }
.article-body ul, .article-body ol { padding-left: 22px; }
.article-body li { margin: 8px 0; }
.callout { padding: 20px 22px; margin: 28px 0; background: var(--mint); border-left: 5px solid var(--forest); border-radius: 0 13px 13px 0; }
.callout.warning { background: #fff0c9; border-color: #bc7c13; }
.callout strong { display: block; margin-bottom: 5px; }
.callout p { margin: 0; font-size: 0.82rem; }
.example-card { padding: 24px; margin: 26px 0; background: var(--cream); border: 1px solid #ddd7ca; border-radius: 14px; }
.example-card > strong { display: block; margin-bottom: 10px; color: var(--forest); }
.math-line { display: flex; justify-content: space-between; gap: 20px; padding: 8px 0; border-bottom: 1px solid #ded8cc; font-size: 0.8rem; }
.math-line:last-child { border: 0; font-weight: 900; }
.record-map .math-line { align-items: flex-start; }
.record-map .math-line strong { max-width: 390px; text-align: right; }
.source-box { padding: 22px; margin-top: 60px; background: var(--forest-dark); border-radius: 14px; color: var(--white); }
.source-box h2 { margin-top: 0; font-size: 1.5rem; }
.source-box p, .source-box li { color: #c4d1c7; font-size: 0.75rem; }
.source-box a { color: var(--lime); }
.worksheet { display: grid; gap: 12px; padding: 24px; margin: 25px 0; background: var(--cream); border: 1px solid #ddd7ca; border-radius: 14px; }
.worksheet-row { display: grid; grid-template-columns: 1fr 160px; gap: 12px; align-items: center; }
.worksheet-row label { font-size: 0.78rem; font-weight: 800; }
.worksheet-row input { width: 100%; padding: 9px 10px; border: 1px solid var(--line); border-radius: 8px; }
.worksheet-output { padding-top: 14px; margin-top: 5px; border-top: 1px solid var(--line); }

@media (max-width: 960px) {
  .site-header nav a:not(.nav-cta) { display: none; }
  .hero { min-height: auto; grid-template-columns: 1fr; gap: 55px; padding-block: 65px 80px; }
  .hero-copy { max-width: 800px; }
  .hero-card { max-width: 580px; transform: none; }
  .signal-grid { grid-template-columns: 1fr; padding-block: 18px; }
  .signal-grid > div, .signal-grid > div:first-child, .signal-grid > div:last-child { min-height: 72px; padding: 10px 0; border-right: 0; border-bottom: 1px solid var(--line-dark); }
  .signal-grid > div:last-child { border-bottom: 0; }
  .section-heading { grid-template-columns: 1fr; gap: 18px; }
  .section-heading > p { max-width: 680px; }
  .tool-layout, .tool-layout.reverse { grid-template-columns: 1fr; }
  .tool-layout.reverse .route-form { order: 0; }
  .result-card { position: static; }
  .guide-grid { grid-template-columns: 1fr 1fr; }
  .product-grid { grid-template-columns: 1fr; }
  .product-card { min-height: 280px; }
  .evidence-grid { grid-template-columns: 1fr; gap: 55px; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .footer-grid > div:first-child { grid-column: span 2; }
  .article-layout { grid-template-columns: minmax(0, 720px); }
  .article-toc { display: none; }
}

@media (max-width: 620px) {
  .shell { width: min(calc(100% - 28px), var(--shell)); }
  .disclosure-inner { min-height: 48px; align-items: flex-start; flex-direction: column; justify-content: center; gap: 0; line-height: 1.35; }
  .site-header { min-height: 76px; }
  .site-header .nav-cta { padding: 8px 13px; font-size: 0.75rem; }
  .brand small { display: none; }
  .brand-mark { width: 37px; height: 37px; font-size: 1.3rem; }
  .hero { padding-block: 45px 65px; }
  .hero h1 { font-size: clamp(2.8rem, 13vw, 4rem); }
  .hero h1 em { text-decoration-thickness: 5px; }
  .hero-actions { align-items: flex-start; flex-direction: column; }
  .hero-card { padding: 20px; }
  .timeline-row.is-next { transform: none; }
  .trust-list { display: grid; }
  .signal-grid strong { font-size: 1.55rem; }
  .tool-section, .guides-section { padding-block: 78px; }
  .section-heading h2, .commercial-card h2 { font-size: 2.55rem; }
  .tool-card, .result-card { padding: 21px; border-radius: 20px; }
  .form-step { grid-template-columns: 1fr; }
  .choice-grid-two, .money-grid { grid-template-columns: 1fr; }
  .choice-card > span { min-height: 68px; }
  .year-heading { align-items: flex-start; flex-direction: column; gap: 2px; }
  .result-math { grid-template-columns: 1fr; }
  .guide-grid { grid-template-columns: 1fr; }
  .guide-card, .guide-card:last-child { grid-column: auto; min-height: 310px; }
  .product-section { padding-block: 75px; }
  .product-card { min-height: 260px; padding: 22px; }
  .product-card h3 { margin-top: 42px; }
  .evidence-section { padding-block: 75px; }
  .evidence-list a { grid-template-columns: 52px minmax(0, 1fr) 18px; }
  .commercial-section { padding-block: 70px; }
  .commercial-card { grid-template-columns: 1fr; }
  .commercial-icon { width: 66px; height: 66px; font-size: 2rem; }
  .footer-grid { grid-template-columns: 1fr; gap: 35px; }
  .footer-grid > div:first-child { grid-column: auto; }
  .footer-bottom { align-items: flex-start; flex-direction: column; justify-content: center; padding-block: 15px; }
  .article-hero { padding-block: 60px 50px; }
  .article-hero h1 { font-size: 3.1rem; }
  .article-layout { padding-block: 45px 80px; }
  .article-body h2 { font-size: 1.9rem; }
  .record-map .math-line { flex-direction: column; gap: 4px; }
  .record-map .math-line strong { max-width: none; text-align: left; }
  .worksheet-row { grid-template-columns: 1fr; }
}

@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { scroll-behavior: auto !important; transition: none !important; }
}